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Travel

Protect your travels & save 10% on rates
Travel insurance is important to help protect you, your family or visitors to Canada from costs that can occur due to an unforeseen medical emergency during a trip or an unexpected reason to cancel or interrupt a trip. Without it, travellers may be left to pay significant out of pocket expenses.

Travelling Canadians
Manulife Financial Travel Insurance for Travelling Canadians is designed for Canadians travelling out-of-province or outside Canada. It can help protect you against the cost of unexpected emergencies that may occur before or during your trip.

Your government health insurance plan may only cover a fraction of healthcare expenses incurred outside Canada, and may only provide limited coverage if you’re travelling in another province. Illness and accidents are all-too-common occurrences. Without travel insurance, a medical emergency or trip cancellation or trip interruption due to an emergency could be disruptive and leave you facing large unexpected expenses.

Travel Insurance Request For Information:

Plans at-a-glance

EMERGENCY MEDICAL
Eligible age* No limit for Single Trip Emergency Medical
Emergency Medical Included for Single Trip Emergency Medical
Trip cancellation and Trip Interruption Not Included for Single Trip Emergency Medical
Baggage Loss, Damage and Delay Not Includedfor Single Trip Emergency Medical
Flight and travel Accident Not Included for Single Trip Emergency Medical
Features & options available:
Top-Ups Not Included for Single Trip Emergency Medical
Deductible Savings Included for Single Trip Emergency Medical
Family Coverage***
(under the age of 60)
Included for Single Trip Emergency Medical
Travel Companion Savings*** Included for Single Trip Emergency Medical
TRAVEL CANADA EMERGENCY MEDICAL****
Eligible age* No limit for Single Trip Travel Canada Emergency Medical
Emergency Medical Included for Single Trip Travel Canada Emergency Medical
Trip cancellation and Trip Interruption Not Included for Single Trip Travel Canada Emergency Medical
Baggage Loss, Damage and Delay Not Included for Single Trip Travel Canada Emergency Medical
Flight and travel Accident Not Included for Single Trip Travel Canada Emergency Medical
Features & options available:
Top-Ups Not Included for Single Trip Travel Canada Emergency Medical
Deductible Savings Not Included for Single Trip Travel Canada Emergency Medical
Family Coverage***
(under the age of 60)
Included for Single Trip Travel Canada Emergency Medical
Travel Companion Savings*** Included for Single Trip Travel Canada Emergency Medical
ALL INCLUSIVE
Eligible age* No limit for Single Trip All Inclusive
Emergency Medical Included for Single Trip All Inclusive
Trip cancellation and Trip Interruption Included for Single Trip All Inclusive
Baggage Loss, Damage and Delay Included for Single Trip All Inclusive
Flight and travel Accident Included for Single Trip All Inclusive
Features & options available:
Top-Ups Not Included for Single Trip All Inclusive
Deductible Savings Not Included for Single Trip All Inclusive
Family Coverage***
(under the age of 60)
Not Included for Single Trip All Inclusive
Travel Companion Savings*** Included for Single Trip All Inclusive
TRIP CANCELLATION AND INTERRUPTION
Eligible age* No limit for Single Trip Trip Cancellation and Interruption
Emergency Medical Not Included for Single Trip Trip Cancellation and Interruption
Trip cancellation and Trip Interruption Included for Single Trip Trip Cancellation and Interruption
Baggage Loss, Damage and Delay Not Included for Single Trip Trip Cancellation and Interruption
Flight and travel Accident Not Included for Single Trip Trip Cancellation and Interruption
Features & options available:
Top-Ups Not Included for Single Trip Trip Cancellation and Interruption
Deductible Savings Not Included for Single Trip Trip Cancellation and Interruption
Family Coverage***
(under the age of 60)
Not Included for Single Trip Trip Cancellation and Interruption
Travel Companion Savings*** Included for Single Trip Trip Cancellation and Interruption
* Minimum age is 30 days old.
** Family Coverage and Travel Companion savings cannot be combined.
*** Family Coverage includes parent(s), grandparent(s), and children or grandchildren. Family members must be under 60 years of age.
**** The Travel Canada Emergency Medical plan is offered at 50% off the regular Single-Trip Emergency Medical rates.

Single Trip Plan Options

We offer different plans so you can purchase the coverage you need. Carefully review the plans below to find the one that suits you best.

Single-Trip Emergency Medical

Planning on taking a trip away from your province of residence or territory? This plan can help protect you from unexpected emergency medical expenses while travelling. While your government health plans may provide limited coverage for these expenses, this plan offers up to $10 million in emergency medical coverage. TRAVEL TIP: If your entire trip is within Canada, premiums are half the cost you’d pay if you were travelling outside Canada for the same length of time.

Single-Trip All Inclusive

If you’re planning on taking a trip away from your province of residence, and you want comprehensive protection beyond just emergency medical coverage, this plan may be what you’re looking for. Benefits include:

  • up to $10 million in emergency medical coverage.
  • Trip Cancellation & Trip Interruption
  • Baggage Loss, Damage and Delay
  • Travel and Flight Accident.

Single-Trip Travel Canada Emergency Medical

Travelling outside your province to see more of Canada? Even within Canada, your government health insurance plan may provide limited coverage for emergency medical care outside of your home province – this plan offers up to $10 million in emergency medical coverage. TRAVEL TIP: If your entire trip is within Canada, premiums are half the cost you’d pay if you were travelling outside Canada for the same length of time.

Trip Cancellation and Interruption

You may already have emergency medical travel insurance but what if, due to an unforeseen emergency, you must cancel your trip? What if you unexpectedly need to return home early or, due to a medical emergency, stay longer than planned? Trip Cancellation and Interruption coverage helps you protect the investment you made in your trip.

Emergency Medical Top-Up

If your trip is longer than the number of days covered under your Multi-Trip plan, this is the plan you’ll need to add. You can choose to add this coverage to one of our Multi-Trip plans or to a plan you purchased from another provider.

Multi-Trip Plan Options

If you plan on travelling more than once in the next 12 months, it may be less expensive to buy a Multi Trip plan. One premium payment can cover you for an unlimited number of trips. Choose a 4, 10, 18, 30 or 60 day plan and take as many trips as you want during the next 12 months. TRAVEL TIP: You may add Emergency Medical “Top-Up” coverage for a trip that is longer than the number of days covered by the Multi Trip plan you purchase. Just make sure you don’t go over your provincial residency requirements.

Multi-Trip Emergency Medical

If you’re taking two or more trips within the next 12 months, this plan offers you the best value for emergency medical protection. Choose a 4, 10, 18, 30, or 60-day plan and take as many trips as you want throughout the year – all for one affordable premium. You Get:

  • up to $10 million in emergency medical coverage

Multi-Trip All Inclusive

If you’re travelling two or more times in the next 12 months and you want protection for more than just emergency medical costs, this plan offers great value! Choose a 4, 10, 18, or 30-day plan and take as many trips as you want throughout the year.You Get

  • up to $10 million in emergency medical coverage
  • Trip Cancellation and Interruptions
  • Baggage Loss, Damage and Delay
  • Flight and Travel Accident

TRAVEL TIP: You may add Emergency Medical “Top-Up” coverage for a trip that is longer than the number of days covered by your Multi-Trip All-Inclusive plan. Just make sure you don’t go over your provincial residency requirements.