It’s a tough time for small businesses and start ups in Ontario. Not only have federal tax rates sneaked up but now this. Supply and demand usually leads decent full time employers to be paying employees at competitive levels already. New and existing businesses competing to get off the ground in our economic and tax environment will take another step back. There are other ways to protect low income earners and families, many of these […]
Understanding the Benefits of Employee Assistance Program (EAP) and Business Assistance Service (BAS) Life can be full of challenges. Ideally, those facing stresses have the right coping mechanisms to handle any potential issues. An Employee Assistance Program (EAP) is employee benefit that provides assistance to employees experiencing personal or work-related problems that may have an impact on their mental well-being. With an Employee Assistance Program, your employees are given access to assistance 24/7 via a […]
Understanding How a Dental Insurance Plan Can Benefit Your Business and Employees There’s a wide range of reasons why a company decides to offer dental coverage as a benefit to their employees. The goal of any company dental insurance plan is to help keep a company’s workforce healthy, keep employees happy and attract new people. A comprehensive dental plan will do a terrific job at achieving each of these goals. Most people would agree with […]
How a Financial Planner / Advisor Can Help You Plan for Today and Tomorrow A strong financial plan takes into account where you stand today and where you’re heading tomorrow. It achieves both your short-term and long-term goals and needs. Financial planning is meant for everyone. People of all income levels and ages can benefit from having a solid financial plan in place. Life is full of big moments and it’s important to have the […]
How Group Disability Insurance and Critical Insurance Can Help GTA Businesses and Employees Life is full of expenses. Your health is an essential element to your financial well-being. A critical illness or disability can happen to anyone. Every day people are faced with the challenge of maintaining their current lifestyle after suffering from a major health issue. Disability and critical illness insurance are there to protect you from major health issues that prevent you from working. […]
Employee and Employer Group RRSP Advantages – Understanding How a Well-Designed Plan is Easy and Cost Effective to Manage Having a well-designed RRSP group savings plan for your business will provide many benefits for both your business and your employees. A group savings plan is one of the best ways an individual can properly save for their retirement plan. Offering group RRSPs and pension plans will help make your business an attractive place to work. […]
On May 4th, 2017 Bill S-201 was given Royal Assent. This is a very important piece of legislation many Canadians do not know about. Essentially it protects an individuals genetic history from being used in a discriminatory way. In the insurance business in general terms it means underwriting each individual for coverage, whether it be life, critical illness, annuities or disability products based on their current risk as we can identify them, such as current […]
Yesterday Kathleen Wynne released what amounts to a typically pre-election budget. I have a real problem with a government calling their budget balanced when provincial debt will still rise by 21% over the next 3 years because of interest payments. I know when hard working Ontarian’s budget their households they have to include covering these items or risk being further in debt and many have no choice but to reduce debt by paying principal as […]
Held at the Richmond Hill Golf Club Benefiting the Geneva Centre for Autism and The Gerry Tanner Memorial Scholarship Join us for the Tanner Financial Charity Classic on June 12th and help us to raise our highest amount to date! It’s our 10th Charity Classic and we would love your help to make this year’s tournament one for the history books. Join us to play and share our invite with your friends and coworkers. Help […]
Working With a Financial Advisor With a Strong Financial Plan An experienced financial advisor is a great person to have in your corner. Working with a Toronto financial advisor will allow you the ability to both plan and determine both your short term and long term financial goals. We have been providing expert financial advice for clients in the GTA since 1998. The numbers are very clear. A recent LIMRA Retirement study found that […]
