Conversation with your heirs about their inheritance is invaluable.   While the biggest inter-generational transfer in Canadian history is taking place right now, a recent poll by IPC Private Wealth indicates the majority of affluent Canadians are keeping their heirs in the dark on how they plan to pass on their wealth. Unfortunately, this lack of communication between parents and children is causing doubt and confusion among heirs and heightens the risk of many benefactors […]

Investments for When Life Happens

As you journey through life, your personal and financial and goals will change over time. Some of your goals may have a five-year focus while others may have a 10-year horizon or be as far out as retirement.
Your short-term investment goals may be as simple as saving enough to put a down payment on a home or to buy your first car. When saving money for near-term purchases like these, protecting your money while still getting modest investment growth will be important to you.

Estate planning may be more difficult for a blended family. While the largest wealth transfer in Canadian history is happening, we are also observing a lack of communication between parents and children. According to a recent IPC Private Wealth poll, 58% of Canadians haven’t had this talk with their heirs, 46% intend to, and 12% don’t ever plan to. And the conversation gap may be even wider in blended families (i.e. children from a first marriage that ended in divorce and from a second marriage that is still intact).

Retirement Income Planning - It’s time to make a plan – your retirement income is to important to leave to chance.